Devengo has developed a B2B-focused API that provides bespoke A2A payments infrastructure on demand in the SEPA region.
We expect to get a Payments Institution license in early Q1 next year.
Once we get the Payment Institution license:
[1] We plan to passport it throughout the EU, and
[2] We plan to connect to Spain's clearing house (Iberpay) which will give us access to all SEPA protocols: SCT, SCT Inst, CoP, RTP, OCT Inst, etc.
We are keen to partner with other FIs seeking the latest-gen SEPA capabilities.