Fintech and Commerce Summit: The Evolution of Mobile Driven Commerce

In recent years, mobile wallet-based payment solutions have surged, offering unparalleled convenience to consumers and evolving into super apps with a projected growth from $127bn in 2025 to $861bn in 2035(1). Merchant payments via Mobile Money increased to $105bn in 2024(+21%)(2) as registered merchants grew. This is a core area of focus for MNO fintechs with multiple initiatives in this space.

Remittances grew by 4.6% to $905 bn in 2024(3) with Stablecoins now starting to scale. The US Genius Act establishes a legal framework for Stablecoins which is expected to transform cross border payments. Similarly, payment by crypto is scaling as it is being integrated into merchant checkouts.

There is now a huge focus on interoperability of payments solutions and reducing friction in cross-border payments to drive economic growth, particularly in Africa. New telco services such as lending, Insurtech and subscriptions are growing, and smartphone device financing schemes enable access to new digital services.

Conversational commerce, leveraging AI powered chatbots and RCS messaging will enhance user experiences, deepen personalisation and increase conversion rates and Net Promoter Scores (NPS).

Join us as we explore use cases and case studies powering mobile commerce. Our scope will include:

Superapps Remittances Conversational Commerce

Merchant Payments Tokenisation RCS

Interoperability Agentic Commerce MNO Fintech Strategy

Stablecoins AI  

1.https://www.futuremarketinsights.com/reports/super-apps-market

2.GSMA State of Industry Report on Mobile Money 2025

3.https://www.migrationdataportal.org/themes/remittances-overview