Raj Basra joined HSBC in 2014 and is currently the Head of Innovation – Europe for Global Liquidity & Cash Management. Raj’s role is focused on identifying new opportunities for HSBC to leverage product, services and technology within the FinTech sector to deliver value for HSBC corporate clients. Throughout his career Raj has worked with Start-ups, FinTechs and Vendors, creating concepts that have been successfully executed delivering commercial propositions to various markets. Raj has a wealth of experience delivering innovation within corporate environments and understands the challenges and opportunities this can bring. Before joining HSBC, Raj was a member of the Innovation team at Barclaycard, and worked on delivered the first Mobile Payment handset in the UK and also introduced a new form factor/wearable “PayTag” into the market.