Francisco has more than ten years experience in banking and financial services. Born in Madrid, he studied Industrial Engineering at ICAI School of Engineering of the U. Pontificia de Comillas and an MBA at IESE Business School. He started his career in investment banking at JP Morgan before moving on to venture capital at Active Venture Partners. More recently, prior to becoming General Manager Spain at N26, he held two senior positions at Funding Circle as Managing Director for Spain and as Head of Strategy and Business Operations for the US. Sierra joined N26 as General Manager for Spain in the beginning of 2018 and now he’s Head of European Markets, with the mission of tailoring a global strategy for local success.