Juvo for Financial Identity as a Service (FiDaaS)

3d. Best Mobile Innovation for Payment and Fintech

While 3.9 billion, or 68% of adults worldwide are underbanked due to a lack of financial history, 83% of adults have mobile phones that are generating valuable data every single day. Juvo partners with MNOs and using it’s Financial Identity as-a Service (FiDaaS) platform, takes the everyday mobile transactions of consumers to build a financial history for consumers. Juvo augments this data by progressively lending directly to consumers so they can build a credit history. As a result, MNOs are benefitting from increase revenues from their core business while creating new revenue streams through financial services partnerships.

Judges Comments

“Very impressive novel concept and highly efficient execution, an outstanding example of how mobile financial services can make a real difference to people’s lives – a true innovation that is already having a big impact.”



3d. Best Mobile Innovation for Payment and Fintech

Tim Green


Features Editor

Anabella Marciello

Frecuencia Latinoamerica


Eden Zoller


Principal Analyst

Windsor Holden

Kaleido Research

Senior Research Consultant

Sam Murrant

Global Data

Senior Analyst

David Parker

Polymath Consulting


Phil Sealy

ABI Research


Fiona Ghosh

Addleshaw Goddard


Arieh Levi

CB Insights

Intelligence Analyst

Michelle Evans


Global Head of Digital Consumer Research

Nick Maynard

Juniper Research

Lead Analyst

Benjamin Ensor


Research Director


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