Cloud, AI, new platform models leveraging api’s, and regulation, are all powering competition, reducing market entry costs and enabling innovative fintech propositions to launch and scale rapidly. This includes many mobile operators have been successful at combining new capabilities with existing assets to create disruptive solutions in the financial services vertical, driving substantial new value pools for shareholders.
Fintech has enabled the emergence of new, digital only, propositions and allowed incumbents to harness fintech to transform their businesses and drive growth strategies. Whole new categories such as Insure-Tech have been created building embedded insurance solutions and enabling enterprises to create new revenue streams. Micro-lending outside traditional banking channels is growing rapidly. In our focus on disruption, we will examine case studies of how fintech is enabling the creation of powerful, disruptive solutions that are redefining the market.